Refinance Loans
Your motivations to refinance include lowering and fixing your interest rate, reducing your monthly payment, improving your monthly cash flow, consolidating debt or accessing cash-out for investments. Sometimes you can achieve all of these goals in one move. As an independent wholesale broker, Pat Townsley has the power and competitive advantage of hundreds of loan programs from the nation’s top banks and lending institutions, giving you flexibility, choice and security.

Mortgage Management
While you may employ a CPA to handle your taxes, a bookkeeper to navigate your books, a financial planner to manage your investments, consider adding mortgage broker Pat Townsley to "Manage Your Mortgage." Your real estate holdings are typically your largest investments. Pat offers on-going consultations and market updates, advising you of opportunities to improve your financing positions when market conditions arise, assuring you that your portfolio is positioned for maximum efficiency, improving your cash flow and securing your net worth.

Representing the Best Loans and the Best Rates Available

• Hundreds of loan options to meet your individual needs
• Wholesale rates from top national lenders
• The best fixed loans, adjustable loans and equity lines
• Interest-only and cash flow options
• Single family, multi-family and vacation homes
• Home improvement and remodel loans
• Cash-out for debt consolidation or investments
• Government loans and special programs
• Multiple units and income properties
• Commercial and apartment cash flow management
• FREE consultations and on-going mortgage management
• Reverse mortgages and loan modification assistance