Construction loans are often challenging, but a well planned strategy is your key to success. While a simple "cash-out" refinance may be a better option for funding improvements in some cases, Construction Loan Financing is based on the "Future Appraised Value" of the home, as if it was built today. Generally set up in Draws, these Simple Interest loans feed your construction costs as you build so that you're not paying interest on unused funds. For loans for new home construction, renovation of your existing home and purchase of residential land and lots, call Pat Townsley.

I represent the best rates and programs available: 12, 18 and 24-month Construction Periods "One-time close" and best of breed loans Hard Money and Cross-Collateralization loans Flexible Draw Periods Interest-Only Payment Options Lot Loans & Builder Spec Loans Temp-To-Perm Roll-down Options Top Lenders, Great Programs FREE Consultations and On-going Mortgage Management

"People don't plan to fail, they fail to plan."  I'm the insurance policy behind your success.